RuPay card holders of all public sector banks are now eCommerce enabled. They can now conveniently purchase rail, road and air tickets by logging into the websites (IRCTC, Cleartrip, Make My Trip, KSRTC etc.) of travel companies or buy goods and services from retail chains like Amazon, Flipkart, Snapdeal, Jabong etc.
RuPay eCommerce is comparatively easy. For the first time user, registration happens as the transaction gets done. The only additional step for first time user is to choose a picture password which the customer has to identify in subsequent transaction. This gives an additional layer of security. Since One Time Password (OTP) is a part of the security process, it is necessary that a RuPay eCommerce customer is also registered as a Mobile banking user of the bank.
“NPCI aims at making every Indian with a RuPay card and a mobile phone eCommerce enabled. The goal is make railway and bus ticket booking also as much electronic as air ticket booking” said Mr. A.P.Hota, MD & CEO, NPCI. “Payments system in India is maturing faster than in rest of the world” added Mr Hota.
Over 30,000 online merchants in the country now accept RuPay cards as on date including Flipkart, IRCTC, Jet airways, Snapdeal, LIC, bookmyshow, Homeshop18 and others. Some of the major issuing PSBs are – SBI, BoI, BoB, UBI, PNB, Andhra, Dena, Indian, Allahab