Published
1 year agoon
Key Highlights
Profitability
Asset Quality
Capital Adequacy
Business Performance
Particulars (INR crore) | Q2FY23 | Q1FY24 | Q2FY24 | YoY(%) | H1FY23 | H1FY24 | YoY(%) |
Interest Income | 21,254 | 26,556 | 27,862 | 31.1 | 40,192 | 54,417 | 35.4 |
Interest Expenses | 11,080 | 15,559 | 17,031 | 53.7 | 21,179 | 32,590 | 53.9 |
Fee Income | 1,515 | 1,507 | 1,996 | 31.7 | 2,793 | 3,503 | 25.4 |
Net Interest Income (NII) | 10,174 | 10,997 | 10,831 | 6.5 | 19,013 | 21,827 | 14.8 |
Operating Income | 12,000 | 14,319 | 15,002 | 25.0 | 22,020 | 29,320 | 33.2 |
Operating Expenses | 5,969 | 6,495 | 6,982 | 17.0 | 11,462 | 13,477 | 17.6 |
Operating Profit | 6,031 | 7,824 | 8,020 | 33.0 | 10,558 | 15,844 | 50.1 |
Total Provisions (other than tax) and contingencies | 1,628 | 1,946 | 2,161 | 32.7 | 3,312 | 4,106 | 24.0 |
of which, Provision for NPA Bad Debts Written-off | 1,654 | 1,693 | 2,285 | 38.1 | 3,214 | 3,978 | 23.8 |
Profit before Tax | 4,403 | 5,878 | 5,859 | 33.1 | 7,246 | 11,737 | 62.0 |
Provision for Tax | 1,090 | 1,807 | 1,606 | 47.3 | 1,765 | 3,414 | 93.4 |
Net Profit | 3,313 | 4,070 | 4,253 | 28.4 | 5,482 | 8,323 | 51.8 |
Particulars (INR crore) | Sep 30 2022 | Jun 30 2023 | Sep 30 2023 | YoY (%) |
Domestic deposits | 9,58,967 | 10,50,306 | 10,74,114 | 12.0 |
Domestic CASA | 4,10,151 | 4,23,600 | 4,28,320 | 4.4 |
Global deposits | 10,90,172 | 11,99,908 | 12,49,647 | 14.6 |
Domestic advances | 7,16,737 | 8,12,626 | 8,34,723 | 16.5 |
Of which, retail loan portfolio (Organic) | 1,58,506 | 1,84,091 | 1,93,682 | 22.2 |
Global advances | 8,73,496 | 9,90,988 | 10,24,501 | 17.3 |
NIM Global % | 3.33 | 3.27 | 3.07 | (26 bps) |
Particulars | Q2FY23 | Q1FY24 | Q2FY24 |
Return on Assets (%) | 1.01 | 1.11 | 1.14 |
CRAR (%) | 15.25 | 15.84 | 15.30 |
CET-1 (%) | 10.95 | 11.94 | 11.57 |
Gross NPA (%) | 5.31 | 3.51 | 3.32 |
Net NPA (%) | 1.16 | 0.78 | 0.76 |
PCR (with TWO) (%) | 91.73 | 93.23 | 93.16 |
Bank of Baroda announces Financial Results for the Quarter ended 30th June 2024
Bank of Baroda Marks its 117th Foundation Day with the launch of Breakthrough Digital & Technology-led Initiatives
Bank of Baroda launches bob Monsoon Dhamaka Deposit Scheme offering higher interest rates
Bank of Baroda raises Rs. 5,000 Crores at a coupon of 7.57% p.a. through the issuance of Long-Term Infrastructure Bonds
Bank of Baroda emerges as the fastest to issue 1,000 Electronic Bank Guarantees on the NeSL Platform
Bank of Baroda Launches the NCMC RuPay Prepaid Card for Seamless Payments across Public Transport, Tolls, Parking and Shopping